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5 Credit Card Apps to Manage Your Finances Better

With the increase in usage of credit cards, there is also a significant rise in the use of apps linked to credit cards. In today’s advanced world, credit card apps are a perfect example of a blend between finance and technology. An app lets you do more than just pay bills. It makes managing finances easier than ever. 

If you are a credit card user, then having a credit card app online is a must. A credit card app can help you:

  • Track transactions
  • Monitor payment due dates
  • View credit card balances
  • Analyse your transactions

How To Get a Credit Card App Online

There are hundreds of apps that you can download from the Google Play Store and App Store. For better financial management, here are a few apps which you can install:

  • One Credit Card App
  • Union Credit Card App
  • iMobile Pay App
  • SBI Card App
  • IDFC First Bank: Mobile Banking App

Apart from providing a plethora of benefits, these apps allow you to manage multiple cards on a single application. You can get a detailed overview of each credit card app below.

One Credit Card App

You can use this fast and powerful mobile app to control the One Credit Card. The app’s uniquely loaded features will help you to manage your finances better. The powerful application lets you get the following:

  • A visual analysis of your spending
  • Category-wise analysis of expenses
  • Merchant-wise insights into spending
  • Month-wise transaction details
  • Alerts when you exceed the monthly budget

On the app, you can also set your monthly budget according to your spending habits. Moreover, you can also set your budget category-wise. For instance, say ₹20,000 is your monthly budget. In this case, you can add:

  • ₹5,000 for food and dining
  • ₹5,000 for fuel
  • ₹5,000 for shopping
  • ₹5,000 for daily bills and OTT subscriptions

Union Credit Card App

If you are a Union Bank credit cardholder, simply install this app on your smartphone from Google Play Store or App Store. After installing, complete the registration process, and your credit card will be linked to the Union credit card App. It provides you with benefits like:

  • Checking credit card balance
  • Viewing credit card statement
  • Details of every transaction
  • SMS Alerts

iMobile Pay App

With the help of the iMobile Pay App, you can easily manage your ICICI Bank credit cards with a breeze. Install the app and link your credit card in a few steps. This app helps you to:

  • Know your credit card balance amount
  • Check or download monthly statements
  • Keep track of your transactions
  • Pay all your bills on time

SBI Card App

The safe and secure Go Mobile App is your one-stop solution for managing SBI credit cards. You can register your card on the app directly or log in using your online credentials. With the help you this app, you can get your:

  • Credit card statement, which includes due dates and paid amounts
  • Date-by-date transactions details
  • Available credit limits
  • Reward points summary

IDFC First Bank: Mobile Banking App

Enjoy the convenience of handling multiple IDFC First Bank credit cards with the IDFC First Bank App. Once you complete the registration process, your card will be automatically linked. Using this mobile app, you can:

  • Manage your credit cards
  • View your transactions
    • Choose your transaction preferences 
  • Clear your card bill on or before the due date
  • Check the rewards you have earned on your transaction.

This will enable you to always stay within budget and manage your finances effectively. That’s not all. There are many other perks of using the One Credit Card. As it is a lifetime-free card, there’s no need to pay annual or joining fees. While you get to earn up to 5X rewards on the top 2 spend categories, you don’t have to pay any fee to redeem your offers.

What’s more, enjoy special offers on groceries, dining, electronics, travel, shopping, and more and even convert your large purchases into budget-friendly EMIs. Apply now for a card to enjoy 80+ offers, cashback, rewards and spend confidently using the app.

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