Combining the ease and flexibility of UPI with your Credit Card is a convenient way to manage payments. UPI Credit Cards offer a secure and convenient way to make online transactions. Whether your Credit Card comes with an annual fee or is provided free of charge, linking it to UPI helps you make contactless payments through your Credit Card. This post will guide you on how to link your Credit Card with UPI for seamless cashless transactions.
Importance of Linking Credit Card With UPI
When you link your Credit Card with UPI services, you can make payments from your card through UPI enabled platforms and mobile apps. This integration offers a seamless payment experience for both in-store and online purchases. It provides a centralised way to track expenses effectively and manage finances efficiently.
Moreover, UPI linked Credit Card transactions can help you accumulate rewards or cashback with every purchase made with your Credit Card, hence maximising the advantages of utilising your Credit Card. This secure payment method ensures safety while simplifying the payment process to help you manage daily expenses effortlessly.
How to Connect Credit Cards To UPI?
You can connect your RuPay Credit Card with UPI using the below methods:
Through the mobile applications
- Download a mobile banking application, such as the iMobile app, on your smartphone. Ensure you have the latest version of the app.
- Visit the ‘Cards Section’ in the app and choose the ‘Link New Card’ option.
- When selecting from the choices given, make sure you link the type of card you are linking; for example, you can connect your RuPay Credit Card.
- Input your ICICI Bank’s RuPay Credit Card details accurately. It includes the card number, expiry date, and CVV code to complete the process securely.
- You will get an OTP on your registered mobile number, which you need to enter into the app to connect your Credit Card securely. After it is verified, your credit card will be linked to your UPI.
Through a UPI App
- Download a UPI mobile app on your device.
- Ensure to open the UPI-enabled app of your choice and check if its updated to the latest version.
- Go to the ‘Card Section.’
- The ‘Add Card’ or ‘Link Card’ option is located in the payment options or settings menu.
- After you input your RuPay Credit Card information and complete the process, an OTP will be sent to your registered phone number. Simply enter the OTP in the application to confirm and validate your card.
- Once the OTP is verified, your account verification process is completed successfully. Set up a unique PIN for your UPI to manage your payments securely.
Benefit of Linking Your Credit Card to UPI
There are multiple benefits of linking your Credit Card to UPI, such as:
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Convenient Payments
By connecting your UPI Credit Card, you can easily make payments online from your card. You have more options to make payments. You can scan QR codes for payments or transfer funds without any complicated steps or the need of passwords.
2. Safe and Fast Payments with Perks
After connecting your RuPay card, you can use UPI to make quick and safe payments, make purchases, and transfer money while getting Credit Card benefits like cashbacks or points.
3. Track Expenses
With the help of the iMobile App from ICICI Bank, you can monitor your spending in real-time and efficiently manage your money by keeping track of Credit Card transactions.
4. Don’t Have to Carry a Physical Card
One key benefit of linking your UPI Credit Card is that you won’t need to carry it around all the time. You can easily handle all purchases using your smartphone, which is convenient where
Your Credit Card linked to UPI services makes managing regular costs like electricity bills or subscriptions simpler. Remember to plan payments or set up reminders to avoid missing due dates.
Conclusion
Connecting your credit card to UPI is a smart option for individuals who want flexibility and ease when managing payments. Whether you’re using ICICI Bank’s iMobile Pay or a UPI app, linking it is simple and ensures that you may access your credit limit. Furthermore, its broad acceptance and real-time tracking of reward points make it an excellent choice for daily purchases.
