Have you ever wanted to grab a limited-time offer only to be held back by a lengthy credit card approval procedure? This is where an instant credit card can help.
While many banks ask to furnish documentation like income and age proof for instant approval, few credit card issuers give instant approval. With this, you can access the card and its benefits instantly.
The process is simple. Select a card that suits your needs, check your eligibility online, fill out the application form, and complete the online eKYC over a video. The process is even faster if you are already registered with the issuer. An instant credit card number can be added to digital wallets for immediate use.
Here is a list of the top credit cards in the market offering instant approval.
One Credit Card
If you are looking for maximum rewards with a lifetime free credit card, apply for this one. You can enjoy seamless application and onboarding along with many benefits, like
- Easy EMI conversion enabling you to pay in parts
- Points on every transaction
- 5X rewards on the top 2 monthly spending categories
- No expiration on reward points and no redemption charges
You can virtually apply and activate this instant credit card on the One Credit Card App. Head to the offers section in the app and get the best deals on shopping, bills, utilities, and travel. You can track aVnd manage your transactions with the One Credit Card on the app and become more confident in your spending. To get this instant lifetime free credit card, apply online now.
SimpliFi Fi-Federal Credit Card
This is an FD-backed lifetime-free card credit card that requires no minimum credit score or income proof. Here are some benefits:
- 20% off on weekends on all major brands like Zomato, Paytm and BookMyShow
- 15 Fi-coins for every ₹100 spent on weekdays
- 3X rewards on transactions initiated during the weekends
- FD interest of up to 7.5% per annum
SBI SimplyCLICK Credit Card
This card is curated for those who like to shop online frequently. It comes with an annual and renewal fee of ₹500 and offers benefits like:
- 10X rewards on online transactions with exclusive partners like BookMyShow, Cleartrip, Myntra, Swiggy, Netmeds and Yatra
- 5X points on other online transactions
- Welcome gift voucher worth ₹500 on paying the annual fee
- Annual fee reversal on spending ₹1 Lakh
Axis Bank NEO Credit Card
This entry-level lifetime free credit card enables you to enjoy EDGE rewards points on every transaction. Here is an overview of some of its perks:
- 40% off on Zomato on minimum spending of ₹200
- 15% discount at partner restaurants across India under Dining Delights
- 10% off on BlinkIt and movie tickets purchased on BookMyShow
- 5% off on paying utility bills through Amazon Pay
Myntra Kotak Credit Card
This instant credit card comes with a host of benefits ranging from discounts and cashback to early access to sales and more! You can get a Myntra E-Gift voucher worth ₹500 on paying a joining fee of ₹500. Apart from this, you can enjoy:
- 7.5% instant discount on Myntra platforms
- 5% cashback on spending with preferred partners
- 1.25% unlimited cashback
- 2 complimentary PVR tickets every quarter
