Does Costco Take Apple Pay:Know the Facts and secrets

In the era of digitalization mobile payment methods have increased to the extent that millions of people are opting for them as it is the safe and convenient way to make payments without carrying enough cash. Apple Pay is one of the most robust online payment methods used to make payments in stores. Over the years, it has become increasingly popular and almost all the stores accept Apple Pay.

One of the leading retailers in the USA Costco accepts numerous payment options like Visa Card, Master Card, etc..

If you are a regular shopper at Costco store, then you must be wondering, does Costco take Apple Pay?

Well, if you are seeking the answer to the question, stay tuned with us.

This write-up has all that you need to know about it. Without any further ado, let’s dive into it.


Does Costco Take Apple Pay ?


So the simple answer is “Yes”. Costco accepts Apple Pay in almost all the locations of the USA with their Contactless NFC reader. Very few Costco Stores have not upgraded their payment system yet and have not installed the NFC reader.

In simple words, Costco accepts Apple Pay with certain limitations.  One of the limitations is the Costco stores must have contactless NFC readers that are capable of talking to your iPhone.

NFC means Near Field Communication which is the latest technology that enables your phone to communicate with Apple’s payment devices.


Another limitation that you should be well aware that Costco accepts only Visa through Apple Pay in the USA while accepts all cards in Canada.


Since Apple Pay allows you to add different types of credit cards to your account, but to pay at Costco Apple Pay needs to be linked with a Visa Debit or credit card.


Does Costco Gas take Apple Pay ?

Now that you have learned that Costco stores accept Apple Pay with some limitations, you must be intrigued to know does Costco Gas takes Apple Pay.

Answering this question is pretty difficult as we have not concluded on a correct answer after doing thorough research on it.

According to the company, they does not accept Apple Pay at Costco Gas Station, but you can make payment using Visa Credit Card, Debit Card

Some users say that Costco gas does not accept Apple Pay while some users have reported that they have done it. 

As we all know to accept Apple Pay at Costco stores, it requires an NFC reader. The Costco Gas station might have upgraded their gas stations with an NFC reader and then accepted Apple Pay as a payment option.


How Does Apple Pay Work ?


On reaching to Costco stores, you might be eager to know does Costco have Apple Pay.

Although Costco does not have Apple Pay, it can accept Apple Pay with NFC reader. Here is how to use it at Costco stores.

  • You need to inform the cashier seated at the counter, that you are using Apple Pay.
  • Double-click on the side button of your iPhone to activate the default Visa Card.
  • You will be prompted to open your iPhone either with a face or with a passcode.
  •  After opening your phone, place it near the NFC reader.
  • A checkmark will automatically appear on the iPhone’s screen to denote the successful Payment. 

Once your payment is successful, the cashier will then hand over your receipt to you.

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Modes of Payment that Costco Accepts ?


The giant retail store accepts various types of Payments like any other retailer. Besides using Apple Pay, Costco also accepts multiple debit or credit cards at ist multiple stores. Before rushing to Costco stores, you must know what other payment modes, are accepted at  Costco


  • Costco Shop cards
  • Business checks
  • ATM cards (PIN-based)
  • EBT card
  • Traveler’s checks
  • Visa credit cards
  • Traveler’s check
  • Mobile payments (Apple Pay, Google Pay, Samsung Pay)
  • Costco Shop cards
  • Debit and ATM cards (PIN-based)
  • EBT card
  • Traveler’s checks
  • Visa credit cards


Final Word


So, now we are well aware of what type of Payment mode Costco accepts, and Apple Pay is one of the reliable and safe payment modes. Due to the growing popularity of Apple Pay, Costco started accepting Apple Pay at it vast majority of stores like pharmacies, gas stations, and many other stores.


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